HOW TO HAVE ACCESS TO LEGAL PLANS

The Pre-paid legal plans comes in a categories depending on the scope of legal coverage they provides.

Generally,the most basic pre-paid plan is designed to make the simple legal services readily available to the general public at avoidable low cost. These plans typically cost between $10 and $30 per month and billed in advance.

You will get unlimited toll-free number telephone access to a lawyer for legal advice and consultations. You will also make office consultations to talk to your lawyer about any legal problems you may be encountering.

Your lawyer can also write to letters or make phone calls on your behalf when needs be.

This will help resolve many problems before they shoot-up further. Other services provided are not overly protracted;the drafting and writing of your will to distribute your assets after your death, review of your trust and any other simple legal document deeds.

If you require any other service beyond the scope of a basic plan, then you can either pay discounts on regular lawyer fees or pay a premium to upgrade to a more wide-ranging  plan.

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WHO REGULATES PRE-PAID LEGAL PLANS

Pre-paid legal services providers are mandated to provide either a written agreement of the services provided in their plans or at least a written communication concerning the services covered and together with the fees to be charged for services not covered in the written agreement of membership therein.

With this, most people gloss over terms and conditions and for them to just sign the agreement assuming they are covered for most legal services. Thereby usually gives rise to frequent complaints about the services, fee disputes, and complaints about attorneys of course. 

  In all, if you have any complaint with any of your services, you should first address any such complaint with your service provider. Contact them to get information regarding their in-house complaint process if any and settlement of disputes amicably. If you are not in any way satisfied, then it helps to know who regulates your kind of legal insurance services.

If Your state’s Department of consumer affairs licenses and regulates all pre-paid legal plans services. Prepaid legal services companies are required to register with the department prior to commencing business and appoint a 

sales representative. And further regulation can be provided by your local bar association.

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