TYPES OF LEGAL PLANS YOU KNOW

 The prepaid legal plan is a scheme basically based on the payment in advance of a set fee to defray the cost of providing future legal services to the members enrolled in the scheme or services. They vary in cost or different attach cost, scope of legal coverage provided and how the legal services are provided.

We will view at the different types of pre-paid legal plans available in the United States and how to enroll into any of them when feel to do so.

The individual pre-paid legal plan is readily accessible to the general public in general. There are two types of individual plans,namely access and comprehensive.
An access pre-paid legal plan is the most basic plan services. It is designed to gives easy and simple access to lawyer and a set of simple legal services for a low cost. 

The basic services furnished include unlimited toll-free phone access to your attorney for consultations and advice if need be, letters written by the lawyer on your behalf, brief office consultations and the drafting or review of simple legal documents of source.

Any Complex legal issues not covered will be subject to an hourly or flat rate negotiable with your provider

Comprehensive plan goes beyond the basic legal services, to offer more complex and comprehensive coverage for a premium in cost.Though Generally, all the benefits of an access plan are provided at no cost to you indeed plus a broader range of services like drafting complicated legal documents, negotiations with adverse parties, the legal representation in court cases such as divorce and child custody. They also cover all the costs involved in a legal litigation and Comprehensive plans typically start at $300 per year and are most beneficial to middle-class families anyway. 

The group legal plan is typically sponsored by an organization as a fringe benefit to its members. The lawyer or law firm contracted provides free or low-cost legal coverage to all members of the sponsoring organization. (i.e) Employers, labour unions and even universities and any higher learning schools are now increasingly offering group legal plans to enhance the value of their benefits packages and reduce the cost of administrative burden.

 Law firms are contracted to provide participating members telephone and office consultations for their most time to time needed legal matters. These include, Preparation of wills and trusts,deed documents preparation and review, debt and real estate matters and family law. 

Additionally, legal coverage can be contracted according to a fee schedule negotiable between the plan sponsor and provider and publicized to participating members as due.

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